Health insurance quote? 10 ways to reduce health care costs

After home and living expenses such as rent or mortgage, because a number of American families healthcare can be the next largest expense, and not a big part of the overall health care costs in the health insurance premium. However, according to financial experts, when preparing a family? Budget, there are ways to reduce both the cost of health insurance is and what to pay for health care in general. Whether you buy health insurance for the first time or looking for a new plan to reduce the monthly payments, it's 10 proposals to lower health insurance quote and cheaper health care: 1. The Stopping smoking?? Depending on where you live, you can save more than $ 200. 00 monthly cost of cigarettes alone. As for health insurance quotes go to non-smokers always pay much less than the policy of smokers. A recent study, although smokers are generally less than non-smokers have to pay a third more of the total health care than non-smokers throughout their lives. 2. Reduce the weight,,,, plays an important factor in weight again, if you get a quote Health Insurance, ita,,,, even if you are overweight would pay more. Obesity is one of the biggest drains on our healthcare system. A recent study by the Rand Corporation, who are obese adds $ 395 each year, the average annual cost of health health more than smoking (addition of $ 230), aging 20 years ($ 225) and problem drinking ($ 150) . 3. More exercise? Although it may be difficult for a quantitative data on how much you can save a health insurance quotation to take shape and physical activity - regular physical activity not only in mass (see above) to improve, but the heart and vascular health and may reduce other risk factors are higher cause the cost of health insurance and medical care. 4. Choose more Discount - a deduction higher salaries and better cooperation is certainly a result of lower health insurance quote, and may be eligible for health Savings Account (HSA), which may contribute to the cost of the deductible is higher. 5. Read and is aware of the Health Plan,,,, will be surprised how much consumers pay more for health care because they simply do not know the details of the same health insurance plan. 6. â?? Cheaperâ,,,, ISNA?? Always more,,,, Affordableâ,,,, â?? In the case of health insurance quote will need to choose a plan that is right for you and your lifestyle. Cheaper does?? T always mean more affordable in the long term. If you go to a health insurance quote a lower monthly fee, but if health problems and more visits to doctors make the big discounts or a higher co-pay fee is more in the long term. Choose a plan that is right for you. 7. Strengthen the health plan?? If you and your spouse both individual health plans save money by consolidating a single plan. 8. Be proactive â ,,,,, and you can save money. For example, before you need to know to what, if any rescue of the area covered by your insurance, and when and if available after hours medical. 9. Be willing to negotiate with your doctor,,,, most doctors will offer discounted or reduced in patients with limited or no insurance. 10. Reduce the cost of prescription medicines ,,,,, if health insurance coverage for a prescription drug that will benefit from?? Lower Tier,,,, asking the doctor to prescribe generic drugs, even if you look at prescription drug coverage, discount schemes offered by many pharmaceutical companies and pharmacies.